Pendleton Community Bank

May 19, 2013


	We Make It Easy . . .
	ATM, Telephone, Online, In Person . . . You be in charge of how and when you do your 24/7 Banking.

	It's That Time of Year. . .
	the weather is warming up And it’s a perfect time to consider tackling that home improvement you’ve delayed. Whatever the task, Pendleton Community Bank is here to help with a Home Equity Line of Credit.
	More Info

Rates effective March 20, 2012.

Miscellaneous Fees and Charges
ATM Card Replacement	$6.99
ATM Foreign Balance Inquiries & Transfers	$0.89
ATM Foreign Transaction Fee	$1.19
Cashier's Check (Customer)	$6.49
Collection of Coupons (per envelope)	$24.99
Counter Checks (per 4 checks)	$2.19
Early Closing of Christmas Clubs (no interest paid)	$17.99
Excess Transactions Fees -- MMA*	$9.99
Excess Transactions Fees -- Investment Checking*	$9.99
Fax Transmission Sent (per page)	$1.49
Fax Transmission Received (first page)	$2.99
Fax Transmission Received (each additional page)	$0.99
Foreign Currency Exchange (1% of amount)	$25.99 minimum
HH Bond Exchanges	$14.99
Image Statement Double-Sided (per month)	$3.49
Money Order	$4.99
Night Deposit Bag	$17.49
Photocopies -- Customer (per page)	$0.29
Photocopy of Check in File -- 5 Free	$3.99
Stop Payments (per item)	$32.99
Zipper Bag	$3.99
*See Account Contract for Additional Provisions

Loan Fees
Coupon Replacement (per book)	$9.99
Forced Placed Insurance Administration Fee	$74.99
Letters of Credit (1% of amount)	Minimum $250.00
Loan Payment Without Coupon	$0.99
Loan Sweep (set up fee $9.99)	per sweep $2.49

Research Fees
Copy of Check	$5.99
Account Research (per hour) with a $14.99 Minimum	$24.99

Wire Transfers
Incoming (if not deposited)	$14.99
Outgoing (Domestic)	$22.99
Outgoing (Foreign)	$49.99
No longer offer Incoming/Outgoing (Non-Customer) Foreign wire transfers

Safe Deposit Box (No Refund for Partial Year)
2x5	$19.99
3x5	$22.99
4x5	$24.99
5x5	$27.99
3x10	$34.99
4x10	$36.99
5x10	$44.99
10x10	$84.99
Drill and Replace Box Lock	$159.99
Late Fee (after 30 days)	$11.99
Replacement Key (per key)	$34.99

Other Account Fees
The following fees apply to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts:
Account Balance Inquiries	N/C
Collection Items - Incoming (per item)	$12.99
Collection Items - Outgoing (per item)	$20.99

The following fees apply to Checking Accounts:
Account Balancing Assistance (per hour/$7.99 minimum)	$18.99
Deposit Sweep (set up fee $9.99)	per sweep $2.49
NSF - Paid (NSF created by check, in-person withdrawal, ATM withdrawal, or other electronic means)	$29.99
NSF - Returned (NSF created by check, in-person withdrawal, ATM withdrawal, or other electronic means)	$29.99
Online Bill Pay Monthly - Personal Account (Unlimited)	N/C
Online Bill Pay Monthly - Business Account	$8.49
(Business account will be charged $.42 for each item exceeding 25 items)
Personalized Check Order - Price varies according to style of check ordered
Special Statement	$6.49
Stop Payment Order (per item)	$32.99
Yearly Statement on CD - Personal Account	$29.99
Yearly Statement on CD - Business Account	$164.99
(Business account receives a monthly CD and a yearly CD)
The following applies to Checking and Savings Accounts:
Dormant Account Fee (per month)	$4.99
Early Closing of Account (Within 90 Days of Opening)	$19.99
Garnishments, Executions or Levies	$125.99
Telephone Transfer Between Accounts	$4.99

The following applies to IRA Accounts:
IRA Transfer to Another Institution (charged at withdrawal)	$59.99