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  We Make It Easy . . . 
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Community Banking
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24/7 OnLine Banking  Guardian Alert 
24/7 OnLine Bill Pay  MasterCard® Debit/ATM Cards 
24/7 Telephone Banking  3D Secure - Protection for Your MasterCard® DEBIT ATM CARDS 
Allegheny Mortgage Company  Reorder Your Checks Online 
Bounce Protection  Safe Deposit Box 
CDARs  VISA Platinum Credit Card 
Debit Card Fraud Protection  yourbank2go - mobile banking 
Direct Deposit  YourCheck2Go - mobile check deposit 

24/7 OnLine Banking

"Banking At Your Fingertips… Anytime, Anywhere!"
With 24/7 Online Banking you get FREE up-to-the-minute information about all of your eligible accounts. Access is secure and convenient and available 24 hours a day, 7 days a week. Some features of Online Banking are:

  • Access and print information on all eligible accounts including loans.
  • Review and print transactions and statements.
  • Confirm deposits, withdrawals and checks cleared.
  • Transfer funds between accounts and make loan payments.
  • Download transactions to many financial management programs.

In general, Online Banking is available 24 hours a day, 365 days a year. However, the system may be down periodically for maintenance or other reasons outside of our control.

Click here for more information or Click here to enroll now.

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24/7 OnLine Bill Pay
Pay your bills online -- it's *FREE and convenient! With 24/7 Online Bill Pay, your payments are transferred from your Pendleton Community Bank checking account to your payee's account either through the Automated Clearing House (ACH) network or via US Mail. With Online Bill Pay:
  • you control who the payment goes to, when the bill is paid, and what information prints on the check.
  • you pay one-time bills or schedule recurring payments to pay automatically each month.
  • you can pay any person or company in the United States. The next door neighbor, the utility company, the bank or even a child in college.
*Online bill pay is free on consumer accounts. Business accounts may be subject to a fee for each bill payment item exceeding 25 items per statement cycle. Click here for a fee schedule.

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24/7 Telephone Banking
"Banking At Your Fingertips… Anytime, Anywhere!"
Make your financial life more simple. Obtain your account information, transfer funds between accounts, get current deposit rates and make a loan payment via your telephone. Dial the number below (for your area) to access telephone banking:

(304) 358-3709
Harrisonburg, VA
(540) 434-7757
(304) 538-7990
Marlinton (304) 799-6326
(304) 538-7990
Out of Area (888) TELBANK (835-3265)

Simply follow the phone instructions and have your account number and Social Security number ready when you call. Select a (PIN) personal identification number that only you will know and use this PIN to access your account in the future. For additional information about this service, contact customer service at your local Branch Office during business hours.

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Allegheny Mortgage Company

Allegheny Mortgage Company, a division of Pendleton Community Bank, offers residential mortgage loans at competitive market rates. With an emphasis on responsive and personalized service, our experienced staff consistently delivers service that exceeds customer’s expectations.

Whether it’s a new home, a vacation property, a retirement home, or investment property . . . Allegheny Mortgage has a variety of loan products designed to meet a multitude of needs. You’re sure to find one that is just right for you!

(Loan approvals based on qualifications.)


Services include:


·  Conventional Conforming and Non-Conforming Fixed and Adjustable Rate

·  Second Mortgage Products


Contact Allegheny Mortgage at 304-538-7080 (toll free 877-538-7080) for a free mortgage analysis.  You may also call or visit any of our conveniently located offices for current information and rates. 

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Bounce Protection
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned or having a debit card purchase denied due to insufficient funds can be an inconvenient, and potentially embarrassing and costly experience. That’s why Pendleton Community Bank offers Bounce Protection, a special overdraft service for our customers.

Bounce Protection is a discretionary overdraft service that provides you a safety net up to an automatically assigned overdraft limit. Your Bounce Protection limit may be available for checks and other transactions made using your checking account number or automatic bill payments and recurring debit card payments. Also, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.

For more information regarding Bounce Protection at Pendleton Community Bank, please click here for our Bounce Protection Brochure or call or visit your local financial center.

At Pendleton Community Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. For additional information regarding overdraft protection services and personal financial management, please click here for a brochure from the Federal Deposit Insurance Corporation (FDIC) entitled “Your Guide to Preventing and Managing Overdraft Fees”. To learn more about smart ways to manage your money click here and complete the FDIC Money Smart financial education program online.

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Worried about the safety of your money? CDARS® can give you peace of mind. Headlines report huge financial losses, large businesses in trouble and turmoil in the securities and other markets. Through CDARS, Pendleton Community Bank can provide you with access to multi-million-dollar FDIC insurance coverage.

There is nothing safer than FDIC insurance. Why? Since 1934, no one has lost a single penny of FDIC-insured deposits. Because of FDIC insurance, four generations of Americans have been able to sleep soundly at night knowing that their money is protected. Now with CDARS, PCB can make large deposits eligible for FDIC insurance, and that means that you can sleep soundly without worrying about your money, too.

Everything is handled through our bank. Your large deposit is broken into smaller amounts and placed with other banks that are members of the CDARS Network. Then, those banks issue CDs in amounts under the standard FDIC insurance maximum, so that your investment is eligible for FDIC protection. By working directly with just one bank – PCB – you can receive insurance through many.

Currently, thousands of institutions, including Pendleton Community Bank, are members of the CDARS Network.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

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Debit Card Fraud Protection

Ever feel like you’re being watched?Watched over is more like it. Pendleton Community Bank is “watching” your ATM and debit card transactions, day and night, with state-of-the-art intelligence technology and a team of skilled fraud experts.

If suspicious transactions are detected, a fraud specialist will attempt to contact you by telephone to verify the authenticity of the suspicious debit/ATM transaction. The fraud specialist may ask you to provide some information to help identify you as the cardholder by asking for either the last 4-digits of the your social security number or mother’s maiden name. You will also be asked to verify amounts and locations of recent debit/ATM card transactions. The fraud specialist will NEVER ask you for your complete debit card number, PIN number, full social security number or account numbers.

Your card is immediately disabled if fraud is confirmed. If you aren’t available, your card will be assigned a special “watch” status until we know all is well.

It’s hard to put a price on peace-of-mind, but luckily you don’t have to. This innovative service is absolutely FREE.

Getting Ready to go on Vacation or a Business Trip? Please visit your nearest financial center to verify your contact information prior to traveling out of town on business or vacation. This will help us protect your accounts from fraudulent activity and identity theft.

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Direct Deposit
Sign up for direct deposit for your Social Security or payroll checks and you will no longer need to worry about a lost or stolen check.

With Direct Deposit, you know your money is in the bank! No need to rush to the bank to make your deposit.

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At Pendleton Community Bank, we are working hard to conserve natural resources by offering customers Online Banking and eDocuments to save gas and paper.

eDocuments are electronic copies of your account statements and notices that you can view, search, save and print online . . . without wasting paper! Essentially, they're S.A.F.E.

Secure your account by reducing fraud and identity theft

Always Convenient as you can access your statements anytime, anywhere. Statements can be viewed, searched, saved, printed and are archived and available for 18 months online

Fast as statements and documents are available online the day after your statement cycle ends or when the notices are available

Environmentally Friendly in an effort to help customers "go green"

Make the switch to eDocuments today by visiting Log into your online banking account and then click on the eDocuments tab.

eDocuments & Online Banking . . . more ideas that just make sense from Pendleton Community Bank.

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Guardian Alert

Introducing a New Protection Service


RECEIVE A TEXT MESSAGE every time a transaction occurs with your Pendleton Community Bank debit card. Helps identify potential fraud on your card as soon as possible!

If you did NOT perform the transaction, quickly RESPOND TO THE TEXT ALERT (with the special code provided) TO BEGIN THE PROCESS OF BLOCKING YOUR CARD from additional fraudulent activity.

to enroll.

*Message and data rates may apply. Cardholders can discontinue the receipt of alerts immediately by texting the word STOP in reply to a Guardian Alert or by texting the word STOP to 27576. You may completely unsubscribe from this service at any time by visiting the smsGuardian website. A link to the Guardian Alert website can be found at

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MasterCard® Debit/ATM Cards
Pendleton Community Bank offers a MasterCard® Debit Card which functions as both a debit card and ATM card. It’s a checkbook and ATM card all rolled into one.
  • No checkbook to carry
  • Use anywhere MasterCard is accepted!
  • Sale amount automatically deducted from your checking account
  • No waiting for check approval
  • Convenient and easy to use
The Pendleton Community Bank MasterCard® Debit Card works instantly at ATM machines throughout the world and can be used for Free at Pendleton Community Bank ATM machines.

NO Surcharge ATMS for Pendleton Community Bank customers at area Sheetz stores! PCB is pleased to announce to our customers that you can use the ATM at any Sheetz in PA, OH, VA, WV, MD and NC for FREE! THAT’S RIGHT - NO SURCHARGE FROM US OR THEM! PCB has teamed up with Sheetz to provide you more opportunities to access your money!

As a debit card, it can be used for purchases everywhere MasterCard is accepted.

NOTE: The MasterCard® Debit Card is available only to checking account customers and is the property of Pendleton Community Bank. Application subject to approval.

Click here to view Pendleton Community Bank locations where you can use your ATM card for free!

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3D Secure - Protection for Your MasterCard® DEBIT ATM CARDS

Another Tool to Protect You When Purchasing Online

3D Secure is an innovative risk assessment service offered by Pendleton Community Bank, in association with MasterCard®. This service provides you with an additional layer of security when you use your Pendleton Community Bank MasterCard® debit card to make online purchases at participating merchants.

3D Secure confirms your identity using an intelligent risk assessment. This means you no longer need to enroll for MasterCard SecureCode™ or need a password to confirm your online purchases. However, you may be asked challenge questions for certain types of purchases.

If you cannot supply the correct answer to any of the above questions, your account is locked after 3 tries. The card will remain locked and your debit card cannot be used for online purchases for 1 hour. After 1 hour, you have 3 tries to enter the correct information. If incorrect information is entered this time, your card is locked and cannot be used for internet purchases. To unlock your card at any time, contact your nearest Pendleton Community Bank financial center.

Just another way Pendleton Community Bank is working to offer more services with added protection for our customers.

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Reorder Your Checks Online
Pendleton Community Bank has partnered with Deluxe to offer customers a convenient and secure way to reorder checks online. Visit to reorder checks, follow-up on the status of a check order, browse the Deluxe on-line catalog and order accessory products such as address labels, leather covers, stationary and more! The service is quick, easy and available to customers who have previously ordered checks from Pendleton Community Bank.

Simply go to and click on either the Personal Check Reorder or Business Checks option. From there you have the choice to reorder checks or follow-up on a previous order. You may need your check reorder form or one of your checks as a reference to obtain the required information. Required information includes your account number, the bank’s routing/transit number, next starting check number and your email address. Click here to go to Deluxe’s FAQs for frequently asked questions and answers about ordering online, changing check designs, shipping, etc.

Don’t have internet or computer access? No problem, you can still reorder checks over the phone through Deluxe’s automated phone system. The number to reorder by phone is 1-877-838-5287.

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Safe Deposit Box
A Safe Deposit Box is a secure place to store valuable items and important papers all in one location. It is only accessible to you or your representative, and all of this security is provided for just pennies a day. Safe Deposit Boxes are available at the Franklin, Harrisonburg, Moorefield, Marlinton, and Petersburg offices. For additional information about this service please contact customer service at your local Branch Office during business hours.

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VISA Platinum Credit Card

The ONE credit card

that works for you!

Pendleton Community Bank is pleased to offer a credit card program with Platinum benefits. Make your new card work for you by earning rewards each time you use it. So, what are you waiting for? Start taking advantage of your PCB Platinum Visa Card rewards today!

  • Rewards – 1 point for every dollar charged
  • Travel Accident Insurance
  • Automatic Fraud Monitoring – 0 Fraud Liability
  • 24/7 VIP Customer Service
  • Auto Rental Waiver of Insurance

Stop by or call one of your neighborhood Pendleton Community Bank Financial Centers to learn more about the one card that works for you!

Click here for Financial Center contact information.

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yourbank2go - mobile banking
Mobile Banking adds a whole new dimension to 24 hour banking.
If you have an internet-enabled cell phone, let us connect you to your bank accounts with yourbank2go.

Once enrolled, use your phone to:

  • View Transaction History
  • View Account Balances
  • Make Transfers
  • Pay Bills
  • Secure Transactions and Text Alerts for Transfers and Bill Payment

Enrollment is easy! Log into your Pendleton Community Bank 24/7 Online Banking account, click the Options tab and then click the Mobile Settings tab. Detailed instructions are available by clicking the yourbank2go User Guide link on the mobile settings page.

iPhone and Android Apps Available

Yourbank2go mobile banking apps are available for both the iPhone and Android Phones. To download the iPhone App version 9/1/2011 visit the iTunes App store and search for 'yourbank to go'. The Android App is available at Search for Pendleton Community Bank to find and download the Android App version 1.5.

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YourCheck2Go - mobile check deposit


YourCheck2Go is a mobile check deposit product that allows you to deposit a check using a camera-enabled smartphone. You can deposit your check into your account when it’s convenient for you . . . 24 hours a day, 7 days a week!

With YourCheck2Go you can:

DEPOSIT CHECKS INTO YOUR CHECKING OR SAVINGS ACCOUNT BY SIMPLY TAKING A PICTURE of the front and back of an endorsed check with an iPhone or an Android smartphone!

SAVE TIME AND MONEY by eliminating trips to the bank to deposit a check!

DEPOSIT A CHECK ANYTIME, ANYWHERE. . . from the comfort of your own home or office, or anywhere your choose!

YOURCHECK2GO IS SAFE AND SECURE using state-of-the-art 256 bit encryption.

Contact one of our offices today and our customer service representatives will be happy to help you get set up for YourCheck2Go.

Download the App either from iTunes or Google Play. Next, create and send the deposit with just a few taps and camera clicks.
1) Open the App on your device
2) Photograph the front and back of check
3) Enter the dollar amount of the deposit
4) Send!


*Requires enrollment in Pendleton Community Bank’s online banking, eDocuments and mobile banking service. Additional requirements may apply to be eligible to use this service. You will need Internet access on your wireless device and your wireless service provider may charge a fee for its Web services. Please check with your wireless service provider for details on fees and other charges. iPhone and iTunes are trademarks of Apple, Inc. Android and Google Play are trademarks of Google, Inc.

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