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  It's That Time of Year. . . 
  the weather is warming up And it’s a perfect time to consider tackling that home improvement you’ve delayed. Whatever the task, Pendleton Community Bank is here to help with a Home Equity Line of Credit.  
  More Info
 
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  PENDLETON COMMUNITY BANK ONLINE
Welcome and thanks for visiting Pendleton Community Bank online! Pendleton Community Bank serves Pendleton, Hardy, Grant and Pocahontas counties in WV and Highland and Bath counties in Virginia, and the Harrisonburg area of Rockingham county, Virginia. We hope you will find our site easy to use and helpful in nature. If you ever have any difficulty finding something or would like more information, we encourage you to call one of our nearest offices for assistance.

Enjoy your time exploring our website, and we hope you will check in with us periodically to see what new things we’ve added. We will strive to keep you informed of all the latest going on in and around Pendleton Community Bank! Visit CEO Message to read the complete letter.


FDIC CONSUMER NEWSLETTER FEATURES
PRACTICAL TIPS FOR BANKING IN A HIGH-TECH WORLD

The Spring 2013 issue of FDIC Consumer News features practical tips for protecting your credit and debit card, what to know if criminals disrupt a bank's internet service and using technology to remain financially fit.

The Spring 2013 edition can be read or printed at http://www.fdic.gov/consumers/consumer/news/cnspr13/?source=govdelivery.

To find current and past issues of FDIC Consumer News, visit www.fdic.gov/consumernews or request paper copies by contacting the FDIC's Public Information Center toll-free at 1-877-275-3342, by e-mail to publicinfo@fdic.gov, or by writing to the FDIC Public Information Center, 3501 North Fairfax Drive, Room E-1002, Arlington, VA 22226.

To receive an e-mail about each new issue of the quarterly The FDIC newsletter with links to stories, go to https://public.govdelivery.com/accounts/USFDIC/subscriber/new?pop=t.



WHAT YOU NEED TO KNOW TO BANK AND PAY BILLS ONLINE
Banking and paying bills online using your home computer, laptop or mobile device is very convenient. However, before you start you need to know how to protect your identity and your bank information.

Individuals/Consumer customers Click Here
Or
Commercial/Non-Profit organizations Click Here

to view a one page document that includes tips and best practices to follow; what the banks responsibilities and your responsibilities are; and learn when you are and are not protected from financial loss when banking online. The more you know about online banking security the better you can protect your identity and bank information.


PENDLETON COMMUNITY BANK
SUPPORTS SCHOOLS AND COMMUNITIES

PCB is proud to invest both time and money in our communities and local schools. Go to Our Involvement for the complete story.

GETTING READY TO GO ON VACATION
OR BUSINESS TRIP?

Please visit your nearest financial center to verify your contact information prior to traveling out of town on business or vacation. This will help us protect your accounts from fraudulent activity and identity theft.

MasterCard SecureCode™
Another Tool to Protect You When Purchasing Online

Pendleton Community Bank now offers MasterCard®SecureCode™. MasterCard SecureCode is an innovative service offering secure Internet shopping while using your PCB debit card. MasterCard SecureCode lets you add a personal SecureCode™ to your debit card, getting added security and the reassurance that only you can use your card online. MasterCard SecureCode puts you in control when shopping online: only you can approve purchases using your private SecureCode™. Click here for more information.

DON'T BE A VICTIM OF IDENTITY THEFT
Pendleton Community Bank will NEVER ask you to provide, verify or update personal account information via email or an unsecured Internet web site. If you receive a request, DO NOT PROVIDE INFORMATION and contact a Customer Support Representative immediately at (304) 358-2311 or 1-866-722-2651 during business hours.
NOTE: Pendleton Community Bank does provide a “secure messaging” feature within 24/7 Online Banking which can be used to communicate personal account information in a secure manner.

See the four protection strategies below and visit the FAQs section to learn about common internet scams (Phishing and Spoofing) and get tips on how to protect your identity from being stolen.
  1. Be aware of spoofing and phishing attacks through email.
  2. Make sure your computers are fully patched. It's highly recommended you use Windows XP and turn on the automatic installation of patches feature.
  3. Use a firewall. Windows XP has a built-in firewall or use any of the top-name Internet Security vendors products.
  4. Use improved passwords with mixed numbers and upper and lower case letters. Include special characters (like $ and @) from above the number keys in the password. Example: Mary$Lamb5.
Click here to visit the Federal Trade Commission's Identity Theft Site to learn how to 'deter, detect and defend' your identity and what to do if you suspect your identity has been stolen.


WHY SHOULD YOU REVIEW YOUR CREDIT REPORT?
There’s numerous reasons: ID theft, accurate information, see what lenders know about you, etc. Under the FACT ACT (Free File Disclosure Rule of the Fair and Accurate Credit Transactions Act) each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report once every 12 months, if you ask for it. Fees may apply if other services in addition to the free credit report are requested (such as a credit score). Click here for more information.

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